Loss of Licence - Insurance
Your
licence and physical fitness ensure your regular income and therefore your
lifestyle and standard of living.
As a commercial pilot, you are exposed to the risk of losing your licence.
However, so long as you are "only unfit to fly" but not unfit to work, you can
legally be assigned other types of work.
We have recognised this risk and created an insurance package to minimise it.
Our airconsul policy is an effective solution offering excellent terms
specifically tailored to your needs:
Potential coverage until the age of 60
We have waived the option of requesting that you seek other work. This means
that you can work in any other occupation after losing your licence without
this affecting your entitlement to the one-off lump-sum payment.
One-off lump-sum payment – no risk of your monthly annuity being cut or stopped
A medical certificate regarding your unfitness to fly issued by a recognised
aviation medicine clinic is all that is needed.
Same premiums for men and women
In
addition, the following benefits apply:
Insurance coverage world-wide
Extended war risk clause (deployment of German armed forces, police or UN)
No surprise clauses
No "doctor's orders clause"
Review by insurer not possible
Customer-friendly application questions
Sum insured of up to four times your annual income
Mental illnesses included in cover
Additional per diem allowance possible
The policy can be issued in the German, English or French language
The insurance currency can be EUR, CHF, USD or GBP
Please note:
Our product provider does not need a German address or bank account. You
can live and work anywhere in the world.
Flight students can also take out insurance from the commencement of their
studies. Our insurance cover allows for the reimbursement of study and training
costs.
Restrictions
Your airline must not be on the "black list".
The insurance premiums must either be paid half-yearly or yearly.
And how much do
I pay?
Let's take a 30-year old pilot as an example:
